• Stainless Steel Refrigerator, Stove, Dishwasher, Microwave
  •  2” Blinds
  •  Privacy Fence* (per plan)
  •  As Low As 4.875%*(5.795% APR)

Payments as low as $1,632.00

Purchase Price$279,900
Loan Amount$274,829
Loan Term30-Year Fixed
Down Payment3.5%
RateRates as low as 5.375%
APR6.317%
Total Monthly Pmt (Yr. 1)*$1,632.00
Total Monthly Pmt (Yr. 2)*$1,778.88
Total Monthly Pmt (Yr. 3)*$1,936.05
Total Monthly Pmt (Yrs. 4-30)$2,102.83

This is a chart to illustrate the buydown payments.
Total monthly payment is estimated and does not include HOA fee. Amounts included for property taxes, hazard insurance, and mortgage insurance, when applicable, are subject to change.
Full Disclaimer

OR

Up to $15k Flex Cash* & as low as 4.875% (5.795%)* Fixed Rate

Old Salem Crossing (Conyers, GA)
Riverside (Conyers, GA)
Shoals Crossing (Conyers, GA)


  • Stainless Steel Refrigerator, Stove, Dishwasher, Microwave
  •  2” Blinds
  •  Privacy Fence* (per plan)
  •  As Low As 4.875%*(5.807% APR)

Up to $15k Flex Cash AND Rate as low as 4.875%(5.807% APR)* Fixed Rate – Homes Starting from the Mid $200’s

Highland Pointe (Macon, GA)


Up to $20k FLEX CASH OR As Low As 4.875%* (5.787%) Fixed Interest Rate

Arbor Meadows (Spring Hill, FL)
Emerald Fields (Hudson, FL)


Conyers/ GA – Old Salem Crossing, Riverside & Shoals Crossing – *Terms and conditions subject to credit approval, market conditions, and availability. Limited funds available. Primary residence only. Contact Rocklyn Homes for a list of eligible properties. BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. *5.375% Interest Rate/ 6.317% APR based on FHA 30 Year 3/2/1 buydown program, 96.5% LTV, Rate based on 680 credit score. Special rates available for scores 660+, $279,900 Purchase Price, $274,829 Total Loan Amount, $2102.83 Monthly Payment of Principal Interest and Mortgage Insurance. Example payment does not include escrowed HOA fees.  Amounts for property taxes, hazard insurance and mortgage insurance, when applicable, are subject to change.  Total monthly obligation will be greater. Standard lender fees apply.  All interest rates, payments, and calculations are estimates.  This is a tool to illustrate the buydown payments.  Other LTVs and loan programs are available under this reduced rate offering. **Must make full loan application and have fully executed contract by 5/1/26. Loan must close by 5/22/26.  $15k Flex Cash cannot be used with an outside lender. Incentives only valid with preferred lender, BankSouth Mortgage.

Macon/GA – Highland Pointe – *Terms and conditions subject to credit approval, market conditions, and availability. Limited funds available. Primary residence only. Contact Rocklyn Homes for a list of eligible properties. BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. *4.875% Interest Rate/ 5.807% APR based on FHA 30 Year Fixed, 96.5% LTV, Rate based on 680 credit score. Special rates available for scores 580+, $239,900 Purchase Price, $235,554 Total Loan Amount, $1351.95 Monthly Payment of Principal Interest and Mortgage Insurance. Example payment does not include escrowed property taxes and insurance or HOA fees. Total monthly obligation will be greater. Standard lender fees apply. Other LTVs and loan programs are available under this reduced rate offering. **Must make full loan application and have fully executed contract by 5/1/26. Loan must close by 5/22/26. Incentives only valid with preferred lender, BankSouth Mortgage.

GA Communities/ 3/2/1 Buydown – *Terms and conditions subject to credit approval, market conditions, and availability. Limited funds available. Primary residence only. Contact Rocklyn Homes for a list of eligible properties. BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. *5.375% Interest Rate/ 6.317% APR based on FHA 30 Year 3/2/1 buydown program, 96.5% LTV, Rate based on 680 credit score. Special rates available for scores 660+, $279,900 Purchase Price, $274,829 Total Loan Amount, $2102.83 Monthly Payment of Principal Interest and Mortgage Insurance. Example payment does not include escrowed HOA fees. Amounts for property taxes, hazard insurance and mortgage insurance, when applicable, are subject to change. Total monthly obligation will be greater. Standard lender fees apply. All interest rates, payments, and calculations are estimates. This is a tool to illustrate the buydown payments. Other LTVs and loan programs are available under this reduced rate offering. **Must make full loan application and have fully executed contract by 5/1/26. Loan must close by 5/22/26. $15k Flex Cash cannot be used with an outside lender. Incentives only valid with preferred lender, BankSouth Mortgage.

FL / Arbor Meadows – *Terms and conditions subject to credit approval, market conditions, and availability. Limited funds available. Primary residence only. Contact Rocklyn Homes for a list of eligible properties. BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. *4.875% Interest Rate/ 5.784% APR based on FHA 30 Year Fixed, 96.5% LTV, Rate based on 680 credit score. Special rates available for scores 580+, $329,100 Purchase Price, $323,138 Total Loan Amount, $1854.63 Monthly Payment of Principal Interest and Mortgage Insurance. Example payment does not include escrowed property taxes and insurance or HOA fees. Total monthly obligation will be greater. Standard lender fees apply. Other LTVs and loan programs are available under this reduced rate offering. **Must make full loan application and have fully executed contract by 5/1/26. Loan must close by 5/22/26.  Up to $20K Flex Cash incentives cannot be used with an outside lender. Incentives only valid with preferred lender, BankSouth Mortgage.

FL / Emerald Fields – *Terms and conditions subject to credit approval, market conditions, and availability. Limited funds available. Primary residence only. Contact Rocklyn Homes for a list of eligible properties. BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. *4.875% Interest Rate/ 5.787% APR based on FHA 30 Year Fixed, 96.5% LTV, Rate based on 680 credit score. Special rates available for scores 580+, $325,000 Purchase Price, $319,113 Total Loan Amount, $1831.53 Monthly Payment of Principal Interest and Mortgage Insurance. Example payment does not include escrowed property taxes and insurance or HOA fees. Total monthly obligation will be greater. Standard lender fees apply. Other LTVs and loan programs are available under this reduced rate offering. **Must make full loan application and have fully executed contract by 5/1/26. Loan must close by 5/22/26. $20k Flex Cash cannot be used with an outside lender. Incentives only valid with preferred lender, BankSouth Mortgage.

BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage. Terms subject to change without notice. Subject to credit and property approval. Property insurance, and if applicable, flood insurance required. Temporary buydowns and upgrades must be paid by the seller. This is an advertisement. *Seller-paid buydown funds will pay the difference in payment each month